Mortgage Loan Underwriter
<p style="margin: 0in; line-height: normal; background: white; font-size: 12pt; font-family: Aptos, sans-serif;"><strong><span style="font-family: Calibri, sans-serif; color: #595959;">Job Title: Mortgage Loan Underwriter</span></strong></p> <p style="margin: 0in; line-height: normal; background: white; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif; color: #595959;">Department: Underwriting</span></p> <p style="margin: 0in; line-height: normal; background: white; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif; color: #595959;">Location: Virtual/On-site preferred (Meridian, ID)</span></p> <p style="margin: 0in; line-height: normal; background: white; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif; color: #595959;">Employment Type: Full-Time</span></p> <p style="margin: 0in; line-height: normal; background: white; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif; color: #595959;">DE Required. SAR Preferred</span></p> <p style="margin: 0in; line-height: normal; background: white; font-size: 12pt; font-family: Aptos, sans-serif;"> </p> <p style="margin: 0in; line-height: normal; background: white; font-size: 12pt; font-family: Aptos, sans-serif;"><strong><span style="font-family: Calibri, sans-serif; color: #595959;"> </span></strong></p> <p style="margin: 0in; line-height: normal; background: white; font-size: 12pt; font-family: Aptos, sans-serif;"><strong><span style="font-family: Calibri, sans-serif; color: #595959;">Position Summary:</span></strong></p> <p style="margin: 0in; line-height: normal; background: white; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif; color: #595959;">PMR is looking for a Full-Time Mortgage Underwriter to underwrite mortgage loans that adhere to various agency underwriting policy and procedures. Additionally, responsible for answering questions and assist with problem solving with loan officers and processors, and respond to both internal and external QC audit findings in a timely and proficient manner. Responsible for providing efficient, timely, consistent, accurate quality loan decisions daily.</span></p> <p style="margin: 0in; line-height: normal; background: white; font-size: 12pt; font-family: Aptos, sans-serif;"> </p> <p style="margin: 0in; line-height: normal; background: white; font-size: 12pt; font-family: Aptos, sans-serif;"> </p> <p style="margin: 0in; line-height: normal; background: white; font-size: 12pt; font-family: Aptos, sans-serif;"><strong><span style="font-family: Calibri, sans-serif; color: #595959;">Key Responsibilities:</span></strong></p> <ul style="margin-top: 0in; margin-bottom: 0in;" type="disc"> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif;">Adhere to various agency underwriting policy and procedures</span></li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif;">Answer questions and assist with problem solving with loan officers and processors</span></li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif;">Respond to both internal and external QC audit findings in a timely and proficient manner</span></li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif;">Responsible for providing efficient, timely, consistent, accurate quality loan decisions on a daily basis</span></li> </ul> <p style="margin: 0in 0in 8pt 0.5in; line-height: normal; background: white; font-size: 12pt; font-family: Aptos, sans-serif;"> </p> <p style="margin: 0in; line-height: normal; background: white; font-size: 12pt; font-family: Aptos, sans-serif;"><strong><span style="font-family: Calibri, sans-serif; color: #595959;">Qualifications/Skills:</span></strong></p> <ul style="margin-top: 0in; margin-bottom: 0in;" type="disc"> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif;">Three years’ underwriting experience</span></li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif;">FHA/Conventional Mandatory</span></li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif;">VA/USDA highly preferred</span></li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif;">Multi state highly preferred</span></li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif;">Ability to effectively communicate both verbal and written</span></li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif;">Capable of working under pressure and meeting strict deadlines on a consistent basis</span></li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif;">Strong mathematical aptitude</span></li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif;">Ability to calculate income via W-2/Tax Returns</span></li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif;">Adept at analyzing issues and determining best approach for solution</span></li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif;">General experience and understanding of the following products:</span></li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif;">Byte Loan Origination Software</span></li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif;">Microsoft Word, Excel, and Outlook</span></li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif;">Internet Navigation</span></li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif;">Strong Interpersonal and customer service skills</span></li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif;">Ability to work with a diverse client base (Loan Originators, processors etc)\Detail Oriented</span></li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif;">Adept at working in a high volume, fast paced environment<br><br></span></li> </ul> <p style="margin: 0in; line-height: normal; background: white; font-size: 12pt; font-family: Aptos, sans-serif;"><strong><span style="font-family: Calibri, sans-serif; color: #595959;">Salary Range:</span></strong><span style="font-family: Calibri, sans-serif; color: #595959;"> $70,000.00 - $90,000.00 per year (compensation to commensurate with experience)</span></p> <p style="margin: 0in; line-height: normal; background: white; font-size: 12pt; font-family: Aptos, sans-serif;"> </p> <p style="margin: 0in; line-height: normal; background: white; font-size: 12pt; font-family: Aptos, sans-serif;"><strong><span style="font-family: Calibri, sans-serif; color: #595959;">Benefits</span></strong><span style="font-family: Calibri, sans-serif; color: #595959;">:</span></p> <ul style="margin-bottom: 0in; margin-top: 0px;" type="disc"> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif;">401(k)</span></li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif;">Dental insurance</span></li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif;">Disability insurance</span></li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif;">Employee assistance program</span></li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif;">Employee discount</span></li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif;">Flexible spending account</span></li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif;">Health insurance</span></li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif;">Health savings account</span></li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif;">Life insurance</span></li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif;">Paid time off</span></li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif;">Referral program</span></li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif;">Retirement plan</span></li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Calibri, sans-serif;">Vision insurance</span></li> </ul> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"> </p>